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Social Security Disability in Alabama

About Social Security Disability

Many people do not realize that, even if they haven't purchased a disability insurance policy, they have been paying for such insurance throughout their careers. Most people in Dothan work at jobs which are subject to the Social Security payroll tax. If you fall into this category, you have been contributing to the Social Security Disability Insurance program.

This is a social safety net which provides disability benefits to individuals who are no longer able to work. The Social Security Administration reports that more than 1.5 million people were awarded Disability Insurance benefits in the 12-month period ending September 2012, with an average amount of $857.81.

Is it true that all SSD claims are initially denied?

There is a widespread misconception about Social Security Disability which holds that everyone who files a claim will be initially denied benefits. While this idea is false, there is a grain of truth in it. The SSA receives approximately 2.5 million new claims for benefits every year, and of these about two-thirds are denied. This means that more than a million people are denied in their initial claims.

Fortunately, the SSA provides an extensive appeals process so that claimants can pursue benefits if they believe that the denial was in error. In some cases all it takes is a simple request for reconsideration by another member of the Disability Determination Services staff, while in others it may be necessary to take the case to a hearing with an Administrative Law Judge. It is even possible to bring the appeal all the way to federal court when appropriate.

Am I eligible for SSD benefits in Alabama?

The eligibility requirements for Social Security Disability benefits are relatively simple, even if the application process is not. First you must be able to prove that you suffer from an illness or injury which makes it impossible for you to continue working at your job and which also precludes the possibility of finding suitable replacement employment.

It is also necessary to demonstrate that the condition is expected to persist for at least one year or is expected to be terminal. If you believe that you are entitled to SSD benefits, contact an Alabama personal injury lawyer at Morris, Cary, Andrews, Talmadge & Driggers, LLC. We serve clients in Montgomery and Dothan, AL, so do not hesitate to call today.

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