Social Security Disability in Alabama
About Social Security Disability
Many people do not realize that, even if they haven't purchased a disability
insurance policy, they have been paying for such insurance throughout
their careers. Most people in Dothan work at jobs which are subject to
the Social Security payroll tax. If you fall into this category, you have
been contributing to the Social Security Disability Insurance program.
This is a social safety net which provides disability benefits to individuals
who are no longer able to work. The Social Security Administration reports
that more than 1.5 million people were awarded Disability Insurance benefits
in the 12-month period ending September 2012, with an average amount of $857.81.
Is it true that all SSD claims are initially denied?
There is a widespread misconception about Social Security Disability which
holds that everyone who files a claim will be initially denied benefits.
While this idea is false, there is a grain of truth in it. The SSA receives
approximately 2.5 million new claims for benefits every year, and of these
about two-thirds are denied. This means that more than a million people
are denied in their initial claims.
Fortunately, the SSA provides an extensive appeals process so that claimants
can pursue benefits if they believe that the denial was in error. In some
cases all it takes is a simple request for reconsideration by another
member of the Disability Determination Services staff, while in others
it may be necessary to take the case to a hearing with an Administrative
Law Judge. It is even possible to bring the appeal all the way to federal
court when appropriate.
Am I eligible for SSD benefits in Alabama?
The eligibility requirements for Social Security Disability benefits are
relatively simple, even if the application process is not. First you must
be able to prove that you suffer from an illness or injury which makes
it impossible for you to continue working at your job and which also precludes
the possibility of finding suitable replacement employment.
It is also necessary to demonstrate that the condition is expected to persist
for at least one year or is expected to be terminal. If you believe that
you are entitled to SSD benefits,
contact a Dothan personal injury lawyer at Morris, Cary, Andrews, Talmadge & Driggers, LLC. We serve clients
in Montgomery and
Dothan, AL, so do not hesitate to call today.